About RentOrBuy USA™

Welcome to RentOrBuy USA™, a dedicated financial tool designed to bring clarity to one of the most significant financial decisions you'll ever make: whether to rent or buy your home. Our mission is to empower you with accurate, unbiased, and easy-to-understand information, backed by real math.

Who We Are

We are a team of fintech product engineers, user experience designers, and data analysts passionate about personal finance. We noticed a lack of transparent, comprehensive, and user-friendly tools in the real estate space. Many calculators are either too simplistic to be useful or too complex for the average person. We built RentOrBuy USA™ to bridge that gap.

Our Commitment

Accuracy: Our calculator goes beyond simple monthly payments. It incorporates critical financial factors like property taxes, home appreciation, rent inflation, HOA fees, maintenance costs, and even the costs of buying and selling a home to provide a holistic view.

Transparency: We believe in showing our work. The results are visualized in a clear chart that helps you see the precise moment buying becomes more advantageous than renting. We explain every input so you understand how the calculations work.

Accessibility: This tool is, and will always be, 100% free to use. We believe everyone deserves access to high-quality financial tools to make better decisions for their future.